FLORAL PARK, N.Y. – September 15, 2026 – Best Products Sales & Service, Inc., a nationwide provider of ATM equipment, transaction processing and service, has released updated guidance for businesses and entrepreneurs researching the cost of buying an ATM machine in 2027.
According to Best Products, most new retail ATM machines currently cost approximately $2,500 to $4,000, depending on the manufacturer, model, configuration and features selected. Financial institution ATMs, advanced cash-dispensing equipment and machines with specialized capabilities can cost considerably more.
The company published the new pricing information in response to one of the most common questions it receives from prospective ATM owners: How much does an ATM cost?
“Price is usually the first question people ask us, but the price of the machine is only one part of buying an ATM,” said Peter Wilkenshoff, President of Best Products Sales & Service. “Processing terms, service, surcharge sharing, wireless costs and contract requirements can make what looks like a cheap ATM much more expensive over time.”
ATM Machine Prices in 2027
Entry-level retail ATM machines from major manufacturers typically begin around $2,500, while more advanced retail machines can approach or exceed $4,000.
Best Products sells equipment from leading ATM manufacturers including Genmega, Hyosung, Triton and Hantle. Features such as larger displays, additional cash cassettes, higher-capacity dispensers and advanced connectivity can increase the equipment cost.
Businesses researching ATM machines for sale should therefore compare the total cost of ownership rather than selecting a provider based solely on the advertised ATM price.
Best Products has published its complete 2027 ATM price and buying guide at: How Much Does an ATM Cost in 2027? ATM Machine Prices
The guide provides additional information about ATM models, equipment prices, processing and other expenses businesses should consider before purchasing a machine.
How Much Does It Cost to Own an ATM?
The ATM itself is not the only investment required.
An ATM owner must also provide cash for the machine. For many retail locations, approximately $2,000 to $3,000 in vault cash may be sufficient to operate the ATM, although the amount required varies significantly based on transaction volume and replenishment frequency.
The vault cash is not an expense in the traditional sense. It remains the ATM owner’s money as customers withdraw it from the machine and the corresponding electronic transactions replenish the owner’s designated settlement account.
As a result, a business purchasing an approximately $2,500 ATM and allocating another $2,500 for vault cash may need roughly $5,000 in available capital to get started.
How Much Money Can an ATM Make?
ATM income depends heavily on location.
A retail ATM completing approximately 150 surchargeable transactions per month at a $3.00 surcharge would generate $450 per month in gross surcharge revenue before any location commissions, processing expenses or other applicable costs.
Some ATM locations generate substantially fewer transactions, while high-traffic locations can generate significantly more.
For independent ATM operators, finding good locations remains one of the most important factors determining whether an ATM business succeeds.
Businesses that own the location where the ATM will be installed have another advantage: they may be able to retain all or most of the surcharge revenue rather than sharing it with a third-party location owner.
Buying an ATM vs. Free ATM Placement
Businesses considering an ATM generally have two options: purchase and own the ATM or allow an ATM provider to place and operate a machine at the location.
Purchasing an ATM requires a larger upfront investment but gives the business greater control over the equipment and maximizes potential ATM revenue.
Free ATM placement requires little or no equipment investment by the business, but the ATM provider typically retains the larger portion of the surcharge revenue.
For businesses with sufficient transaction volume and owners who are comfortable managing the cash inside the machine, ATM ownership can provide the most attractive long-term economics.
What Should Businesses Look for When Buying an ATM?
Best Products cautions buyers against choosing an ATM provider based solely on the lowest advertised equipment price.
An ATM offered several hundred dollars below the normal market price may come with processing requirements, surcharge-sharing agreements, wireless fees, service agreements or long-term contracts that ultimately cost substantially more than the initial equipment savings.
Businesses should compare the ATM price, processing agreement, monthly fees, surcharge revenue, service availability, contract length and equipment warranty before making a decision.
Buyers can view ATM machines for sale from Best Products Sales & Service here: ATMs for Sale
Is Starting an ATM Business Still Worth It in 2027?
Best Products says interest in ATM ownership continues to come from both existing businesses and entrepreneurs interested in building independent ATM routes.
Although consumers increasingly use credit cards and mobile payments, many small businesses continue to prefer cash because of its immediacy, lack of chargebacks and absence of card-processing fees. According to the 2025 Diary of Consumer Payments, cash usage has stabilized at approximately 14% of all transactions as of 2025. Which is down slightly since 2020.
The ATM business also remains unusual because an operator can begin with a single location and gradually build a larger route as additional locations are acquired.
However, Best Products emphasizes that ATM ownership should not be viewed as effortless passive income. Successful independent operators must identify profitable locations, maintain relationships with business owners, keep machines operational and ensure that ATMs remain adequately funded.
Entrepreneurs considering entering the industry can read Best Products’ guide on how to start an ATM business: Start an ATM Machine Business & Earn Passive Income
About Best Products Sales & Service, Inc.
Founded in 1998, Best Products Sales & Service, Inc. is a nationwide ATM and financial equipment provider headquartered in Floral Park, New York.
The company provides ATM sales, transaction processing, monitoring, installation, maintenance and service to businesses, financial institutions and independent ATM operators throughout the United States.
Best Products supports approximately 6,000 ATMs and processes approximately $70 million in ATM cash withdrawals each month.
In addition to ATM solutions, Best Products provides payment processing, teller cash recyclers, currency counters, coin equipment and other cash-automation solutions.
Best Products works with leading ATM manufacturers including Hyosung, Genmega, Triton and Hantle and provides solutions for businesses ranging from single-location merchants to financial institutions and large independent ATM operators.
For more information about Best Products Sales & Service and its ATM solutions, visit bpsands.com
Media Contact
Best Products Sales & Service, Inc.
Floral Park, New York 11001
bpsands.com
Media ContactCompany Name: Best Products Sales & Service, Inc.Contact Person: Peter WilkenshoffEmail: Send EmailPhone: 516-352-2707Address:111 Plainfield Ave City: Floral ParkState: New YorkCountry: United StatesWebsite: bpsands.com
